Providing the Services You Need Most



We have a reputation for outstanding, client-focused service.

When you work with PlanTech, you’ll be working with the best people who are committed to helping you offer your people the best possible retirement plan.

Plan Design & Implementation

At PlanTech we’ve been designing plans for many years, and we understand how to create a plan that’s ideal for any size company and any type of workforce.

We take the time to get to know the company, and understand its employee demographics, ownership, and long-term financial goals.

With this information, we create a customized retirement plan designed to attract and retain key employees, maximize tax benefits, and encourage participation throughout the organization.

  • Design of new plan, or review of existing plan provisions and recommend changes.
  • Review of controlled group and/or affiliated service group situation.
  • Preparation of plan documents as required by the IRS/DOL.
  • Preparation of the request for an IRS determination letter, if applicable.
  • Preparation all required employee notifications.

Defined Contribution Plan and Administration

PlanTech partners with the employer to provide the services they need to successfully implement a plan specifically designed to meet their objectives. We provide the expertise to navigate the maze of regulations that allow a great tax favored opportunity for employers and their associates to save for the future.

We can serve as an agent of the employer providing these services or you can delegate certain Fiduciary tasks to PlanTech to help mitigate some of the Fiduciary responsibility traditionally born by the employer. To learn more about the possibilities, talk to your PlanTech professional.

  • Calculate profit sharing.
  • Calculate employee eligibility and plan entry.
  • Calculate vesting.
  • Allocate employer and employee contributions.
  • Allocate forfeitures, if applicable.
  • Reconcile trust accounts.
  • Prepare customized participant statements, if applicable.
  • Monitor participants who are required to receive required minimum distributions.
  • Contribution deductibility calculations.
  • Annual additions testing.
  • Top heavy testing.
  • Discrimination testing.
  • Coverage testing.
  • ADP/ACP testing (applicable to 401(k) plans).
  • Preparation of IRS Form 5500 and related schedules.
  • Preparation of Summary Annual Report for participants.

Cash Balance / Defined Benefit Plan Actuarial Services & Administration

Our team has the expertise and technology to help manage your defined benefit plan.

  • Calculate employee eligibility and plan entry.
  • Maintain participant vested percentage records.
  • Determine eligibility to receive benefit accrual.
  • Complete annual actuarial report and certification.
  • Perform actuarial determination of required employer contributions.
  • Prepare individual benefit statements.
  • Process distributions: calculate distribution amount, prepare required distribution notices, release forms, and IRS reporting.
  • Preparation of appropriate PBGC filings (for defined benefit plans only).

PlanTech Payroll Services, LLC

Over the years, our clients have asked us to assume more and more of the daily administration of their retirement plan. As a result, we now offer comprehensive payroll services.

  • Submit data for contributions to the recordkeeper/custodian.
  • Provide all payroll reports and full annual census data (or whenever needed throughout the year).
  • Ensure accuracy of submitted payrolls.
  • Provide all necessary training.
  • Provide calendar with significant payroll dates, including pay and processing dates for each payroll, as well as dates for federal/state compliance payments and forms.
Visit PlanTech Payroll Services

Consulting Services

  • Design plan to maximize tax benefits.
  • Oversee plan amendments, terminations, and mergers.
  • Assist with IRS and DOL audits.
  • Provide assistance with plan design changes.
  • Conduct special plan or participant benefit studies or projections.

Ready for a Change?


We understand you may already have a similar provider - most all of our clients had an existing provider when they reached out to PlanTech. We won’t spend any of your time talking about what may not be best about your current provider. Instead, we’ll share a few ideas with you about how PlanTech can improve on what you’re doing now – and next steps to better outcomes.


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